SimpleChex allows you to begin accepting payments today! You simply collect your client's bank account information, print a check drawn on their bank account payable to your company, and make the deposit. It’s that SIMPLE! And even better, there are NO SETUP, NO PROCESSING and NO TRANSACTION FEES, EVER! Banks and Credit Card companies consider some industries a high risk for client dissatisfaction resulting in client chargebacks of credit card and ACH payments. For this reason, merchants offering these services often have a difficult time qualifying for merchant accounts.